Home › New Jersey hospitals › Palisades Medical Center
Palisades Medical Center — Financial Assistance & Charity Care
North Bergen, Hudson County, NJ
Under New Jersey law, Palisades Medical Center must offer free or discounted care to eligible low-income and uninsured patients. Here's what the law guarantees — and how to apply.
What New Jersey law guarantees
Under New Jersey Hospital Care Payment Assistance Program (N.J.S.A. 26:2H-18.60), Palisades Medical Center must provide FREE care to uninsured patients at or below 200% of the Federal Poverty Level, and discounted care for patients up to 300%.
This is the legal minimum — Palisades Medical Center may offer more generous help. The only way to know is to apply, and applying is always free.
If your qualified medical bills are more than 30% of your yearly income, New Jersey covers everything above that share in full — once per family each year, on top of the sliding-scale discount.
Based on New Jersey Hospital Care Payment Assistance Program (N.J.S.A. 26:2H-18.60), checked against the official source on 2026-08-22 — an automatic check, not a review by a person. See the official source ↗
See the exact wording
(1) A person whose individual or, if applicable, family income, as determined by (e) below, is less than or equal to 200 percent of the HHS Poverty Guidelines shall be eligible for charity care for necessary health services without cost. (2) A person whose individual or, if applicable, family, income as determined by (e) below, is greater than 200 percent of the HHS Poverty Guidelines but not more than 300 percent of these guidelines is eligible for charity care at a reduced rate as described in (c) below. ... (d) If qualified medical expenses, as defined for the purposes of Federal income tax deductibility, for applicants eligible for reduced charge charity care exceeds 30 percent of the applicant's or family's, if applicable, annual gross income as calculated by (e) below, such excess will be eligible for 100 percent coverage under charity care. The 30 percent threshold must be met once per family in a 12 month period.
How to apply
📞 (201) 854-5000When you call, say: “I'd like to apply for financial assistance (charity care) for a hospital bill. Can you send me the application and tell me which documents I need?”
Not sure if you qualify?
Answer 3 quick questions and get a personalized plan plus a ready-to-send request letter — free, in your language.
Check my bill for Palisades Medical Center →Share or print this page
cobijohealth.org