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St Joseph'S University Medical Center Inc — Financial Assistance & Charity Care

Paterson, Passaic County, NJ

Under New Jersey law, St Joseph'S University Medical Center Inc must offer free or discounted care to eligible low-income and uninsured patients. Here's what the law guarantees — and how to apply.

What New Jersey law guarantees

Under New Jersey Hospital Care Payment Assistance Program (N.J.S.A. 26:2H-18.60), St Joseph'S University Medical Center Inc must provide FREE care to uninsured patients at or below 200% of the Federal Poverty Level, and discounted care for patients up to 300%.

This is the legal minimum — St Joseph'S University Medical Center Inc may offer more generous help. The only way to know is to apply, and applying is always free.

If your qualified medical bills are more than 30% of your yearly income, New Jersey covers everything above that share in full — once per family each year, on top of the sliding-scale discount.

How to apply

📞 (973) 754-2010

When you call, say: “I'd like to apply for financial assistance (charity care) for a hospital bill. Can you send me the application and tell me which documents I need?”

Not sure if you qualify?

Answer 3 quick questions and get a personalized plan plus a ready-to-send request letter — free, in your language.

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