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Oneida, Madison County, NY
Under New York law, Oneida Health Hospital must offer free or discounted care to eligible low-income and uninsured patients. Here's what the law guarantees — and how to apply.
Under New York Hospital Financial Assistance Law (Public Health Law §2807-k), Oneida Health Hospital must provide FREE care to uninsured patients at or below 200% of the Federal Poverty Level, and discounted care for patients up to 400%.
This is the legal minimum — Oneida Health Hospital may offer more generous help. The only way to know is to apply, and applying is always free.
Your immigration status cannot be used to decide if you qualify — New York law bars hospitals from considering it. Eligibility depends only on your household income.
If your bill is discounted, New York law caps it at a share of the Medicaid rate: 10% for household income up to 300% of the Federal Poverty Level, and 20% up to 400% — often far below the sticker price. If your bill is higher, ask the hospital to correct it.
You are protected from aggressive collection: New York law bars the hospital from suing you, or forcing the sale or foreclosure of your home, to collect this bill when your household income is at or below 400% of the Federal Poverty Level.
Based on New York Hospital Financial Assistance Law (Public Health Law §2807-k), checked against the official source on 2026-08-04 — an automatic check, not a review by a person. See the official source ↗
9-a. (a) ... Immigration status shall not be an eligibility criterion for the purpose of determining financial assistance under this section. ... (b)(i) For patients with incomes below at least two hundred percent of the federal poverty level, the hospital shall waive all charges. (b)(ii) For patients with incomes between at least two hundred percent and up to three hundred percent of the federal poverty level, the hospital shall collect no more than the amount identified after application of a proportional sliding fee schedule ... up to a maximum of ten percent of the amount that would have been paid for the same services provided pursuant to title XIX of the federal social security act (medicaid). (b)(iii) For patients with incomes between at least three hundred one percent and four hundred percent of the federal poverty level, the hospital shall collect no more than the amount identified after application of a proportional sliding fee schedule ... up to a maximum of twenty percent. ... (h) ... Such policies and procedures shall prohibit the forced sale or foreclosure of a patient's primary residence in order to collect an outstanding medical bill. Such policies and procedures shall prohibit a hospital from commencing a legal action related to the recovery of medical debt or unpaid bills against patients with incomes below four hundred percent of the federal poverty level.
When you call, say: “I'd like to apply for financial assistance (charity care) for a hospital bill. Can you send me the application and tell me which documents I need?”
Answer 3 quick questions and get a personalized plan plus a ready-to-send request letter — free, in your language.
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